Name outreach Bin Sponsor @dropdown Receivables Program Types Programs Restricted to these processors Program Size Target URL Contact at Company OCC or FDIC Asset Size Durbin Capped? Notes Consent Order?

Atlantic Capital Bank 2/1 Self.inc https://atlanticcapitalbank.com/ OCC $3,779,141,000 No

Austin Capital Bank https://www.austincapitalbank.com/ FDIC $383,436,000 No

Avidia https://avidia.com FDIC No New England community bank thats fintech friendly. SFTP ACH and X9.

Axiom https://www.axiombanking.com/ OCC $674,520,000 No

Axos Bank N26 :( https://www.axosbank.com/ OCC $12,745,029,000

Bancorp 2/1 Yes Chime, bluevine, oxygen https://www.thebancorp.com/ OCC $6,180,358,000 No

Bank of Missouri 2/1 Yes OlloCard, Ness, Zolve https://www.bankofmissouri.com/ FDIC $2,648,288,000 No Ally acquired and now issues previously Ollo card

Bank of the Lake 3/25 Yes New N/A Flexible https://www.fblake.bank/ [email protected] FDIC $900,000,000 No New issuing bank with highly experienced team, paying competitive interest rates. No

BBVA No No Simple (RIP), Azlo (RIP) PNC n/a acquired by PNC

Beneficial State Bank 2/1 Yes Yes https://beneficialstatebank.com/ FDIC $1,456,464,000 No

Blue Ridge Bank 2/1 Yes Unit, Increase choice OCC $2,747,488,000 No Hit with material BSA failings; under consent order Yes

CBKC FDIC $335,534,000 No

Celtic 2/5 Yes Deserve, Stripe, Square, Kabbage, OnDeck, BlueVine, Perpay, Ramp, Affirm, https://www.celticbank.com/ FDIC $3,905,054,000 No

Choice Bank 2/5 Unit, Current, Lively, Lili bankwithchoice.com FDIC $3,196,969,000 No Yes

Coastal Community Bank 2/5 Yes Yes Aspiration, One Finance, Synctera, Aven, Pomelo, Greenwood, X1, Fair, BlueVine www.coastalbank.com FDIC $2,006,059,000 No

Column 2/5 Yes Yes Brex, Plaid, Bill, AvidExchange, Settle, Carta, Nium Bring your own processor Apparently mostly taking larger clients https://column.com Apparently pretty selective. High standards and mostly commercial. OCC $403,275,000 No No

Commerce Bank 2/5 Yes Yes Charity Charge TSYS www.commercebank.com FDIC $33,712,939,000 Yes Primarily only cobrands; TSYS Shop

CFSB Yes Yes Wise, Greenlight, Skrill, Airwallex, CurrencyCloud, Credit Sesame, Chipper Cash, Alviere, Crypto.com www.cfsb.com [email protected] OCC $730,443,000 No Lot of international Private SSP

Continental Bank 2/5 Yes Yes Paintbrush, PingLend (Pesto), 2 more lauching 1Q'24 Small, Medium, Large (but not starup) https://www.cbankus.com/ [email protected] FDIC $181,069,000 No Lending focused; will give balance sheet; does all BINs; clean regulatory & compliance No

Emigrant Bank Brex https://www.emigrant.com/home.html FDIC $5,747,984,000

Emprise Bank 2/6 Yes Yes Treasury Prime Emprise Bank [email protected] FDIC $2,345,821,000 No

Evolve 2/6 Yes Yes Bond, Sila, Stripe Treasury, Synapse, Deserve, Dave, Step, Rho, Mercury, OnJuno, BlockFi, Creator.Cash, Atmos, Bend 1 FDIC $691,611,000 No Yes

Cross River Yes Yes Upgrade, Revolut (Credit), Coinbase, Stripe, RocketLoans, Remitly, Affirm, Best Egg, Upstart, LendingUSA, Yendo, Lending Club, Divvy, Gusto, Kabbage, Intuit, Finix, Seedfi www.crossriver.com [email protected] FDIC $14,323,105,000 Yes Yes

FB&T Yes Yes Final :(, CreditShop, Fidem bankeasy.com FDIC $3,833,789,000 No

Fifth Third Bank Yes Yes Brex, ADP, Wirecard, FIS/Worldpay, Fiserv Processor agnostic; no restrictions Med - Large www.53.com [email protected] OCC $201,995,877,000 Yes Balance sheet for lending, APIs for payment and deposit products

First Century Bank Yes no Payoneer, others https://myfirstcenturybank.com/ FDIC $515,433,000 no Bob H used them to issue MasterCard program

First Electronic Bank Yes ? BlisPay :(, Cardless, Imprint FDIC $74,233,000 No

First Horizon Yes No Synapse (omnibus) firsthorizon.com OCC $87,574,096,000 Yes

First Internet Bank of Indiana 2/1 Yes No Increase https://www.firstib.com/

First National Bank of Omaha Yes (Credit) Yes 40+ traditional partner branded programs on legacy core. new partnerhsip with marqeta announced December 2021 https://www.fnbo-caas.com OCC $25,678,000,000 Yes No debit sponsorship. Long history of co-brand credit. Developing new API first credit business.

First Pryority Bank Yes Rivet Card, Iconic, Totem, Splitwise https://www.firstpryoritybank.com/ Aaron Dillard - CEO FDIC $334,000,000 No

Global Innovations Bank In Progress Small/Medium https://gibank.com/ [email protected] FDIC $53,015,000.00

Goldman Sachs No Yes Apple, GM, JetBlue, Walmart, Amazon If you have to ask FDIC $351,163,000,000 Yes

Grasshopper Treasury Prime, FIS, Narmi, Alloy, Visa, Autobooks, Hummingbird and Fiverity

Green Dot No Yes Uber, Walmart, Wealthfront, Stash, Amazon, Intuit, Apple greendot.com [email protected] FDIC $386,826,000 No Yes

Hatch Bank Yes Yes HMBradley, Wisetack, Zoro Card FDIC $110,191,000 No

J.P. Morgan Chase No Yes FINSPAN If you have to ask OCC $3,190,100,000,000 Yes

Key Bank GradFin, Laurel Road,

Lead Bank Self Inc, Affirm, Cherry FDIC $723,630,000 No

Lincoln Savings Bank Yes Cash App (old), M1, Acorns, Qapital www.mylsb.com FDIC $1,430,476,000 No

MCB Yes Jelli, NexsCard, SImba, Current, US Money, Stream, CashPass, MangoMoney, VamosPay, MeshPay, GroundSwell, Movo Cash, SplashWallet, Ternio Block, Revolut, Allegro, Get Juice, CapWay, Babu, SplashApp, more (google "Issued by Met Com Bank"), Crypto.com www.mcbankny.com FDIC $5,785,488,000 No Exiting fintech relationships in 2024 due to risk Yes

Mid-Central National Bank Jiko.io www.midcentralbank.com OCC $140,899,000

MVB CreditKarma, NYDIG, Acorns, FanDuel and DraftKings x FDIC $2,741,773,000 No

NBKC Acorns (new), Empower, Betterment, Joust, Spiral, Tend, Bella (RIP) https://www.nbkc.com/ FDIC $1,110,604,000 No

Northern Bank No

Pathward (fka MetaBank) NetSpend, MoneyLion, Porte OCC $7,054,979,000 No

Patriot Bank, N. A. Yes Lithic, Privacy OCC $962,807,000 Running a managed BaaS program with Lithic. OCC apparently all over them, and they're the next shoe to drop. Yes

Piermont Bank Yes No TreasuryPrime, Unit, Zeta Only accepting programs from companies with >$5m in assets Yes

Lending Club Point, Hatch, Braid, Brex (Old) OCC $3,357,898,000 No Bought by LendingClub?

Regions Bank Yes Stripe, Fleetcor/Comdata I believe Regions is out of the game (not adding new programs) FDIC $154,735,000,000 Yes

Republic Bank Chicago FDIC $2,598,886,000 No

Republic Bank Kentucky FS Card :( FDIC $6,175,649,000 No

Sillicon Valley Bank (Dead) Sorta Yes https://www.svb.com/ FDIC $161,200,274,000 Yes Has Virtual Card API

SilverGate (DEAD) https://www.silvergate.com/ FDIC $12,297,193,000 No

Stearns Bank Yes Productfy, Taekus No

Stride Bank Yes Yes Chime (Credit), Lyft (driver), Cliq, WageCard, DasherDirect, BusyKid, Lime, PayForward, PAYFARE https://stridebank.com/ OCC $1,893,278,000 No

Sunrise Bank Yes myestatecard, orbis cards, Passbook by Remitly, Self.inc (Lending), Trueconnectloan.com (Lending), True Link (Debit Card), Gift Rocket sunrisebanks.com OCC $1,669,923,000 No

Sutton Bank Yes Yes Cash App, Revolut (savings), Robinhood, Monzo, Cuentas, Instant.co, Expensify, Brex (old), Ramp, Albert, InComm, TeamPay, Marqueta, Upgrade, Charlie, Airbase Galileo, Marqeta, Corecard, Qolo, i2c suttonbank.com [email protected] FDIC $779,162,000 No Yes

TAB Bank Yes No MissionLane, Sunbit, Snap Finance, EasyPay, FlexLending, Integra https://www.tabbank.com/ FDIC $1,330,884,000 No

UMB Yes Personal Capital, Brex, Meta Fiserv (replacing with TSYS '23) https://www.umb.com/ [email protected] OCC $36,378,318,000 Yes BaaS Partner with Sweep Offering

Vast Bank Yes Invstr, CoinBase https://www.vast.bank/ Stephen Taylor - CIO OCC $827,700,000 No

Web Bank Yes Yes Klarna, Zero, Petal, Lending Club, Mosaic, Toast, DigniFi, Avant, Gemini, Mission Lane https://www.webbank.com/ FDIC $2,650,606,000 No

Wex Yes https://www.wexinc.com/ $9,227,610,000 Yes

Wilmington Savings Fund Society (WSFS) Yes ZenBanx :( https://www.wsfsbank.com/ OCC $15,109,649,000